UPI Payment: Biometrics will also come in UPI payments, transactions will be done without PIN Number

UPI Payment: National Payment Corporation of India (NPCI) is going to take a new step to make digital payments easier in India. Biometric update will be introduced in UPI soon, after which users will not need to enter PIN to make payment. They will be able to make payment through their face or fingers (fingerprint). However, the option of PIN will also be available, but it will now be optional.

What will change with the biometric update?

According to a recent report by Business Standard, after the biometric update in UPI, users will not need to enter PIN in the payment process as before. Instead, they will be able to make payments instantly through their fingerprint or face scan. This feature will be especially beneficial for those who have trouble remembering many PIN numbers. This update will make the use of UPI simpler, which will further promote digital payments.

How will this feature work?

However, complete information about how this biometric feature works has not yet been revealed. But based on previous updates, it can be guessed that when the user scans the QR code, he will get the option of biometric verification (fingerprint or face scan) along with entering the PIN. The user will verify his identity by choosing this option, and the payment will be completed immediately. This process will not only be fast but also easy to use.

UPI usage will increase in rural areas

The biggest benefit of the biometric update will be for those who are less educated or who have difficulty using digital technology. People living in rural and rural areas, who feel uncomfortable remembering or typing PIN numbers, will now be able to use UPI easily. This update will further widen the reach of UPI, taking another step towards Digital India.

Safety and data security

The biometric update is considered to be quite safe in terms of security. Since biometric data (such as fingerprint or face data) is unique to the user, it will be almost impossible for anyone else to misuse the UPI account. According to reports, biometric data will be stored in encrypted format, making it extremely difficult to access it without the user's permission. This will ensure that user data remains secure and reduces the chances of fraud.

Why is this feature necessary?

In today's time, people have to remember phone passwords, ATM PINs, UPI PINs, and many other numbers. It is not easy to manage all these. The biometric update will solve this problem, as users will only have to use their fingerprints or face. This feature will not only save time, but will also make UPI more user-friendly.