Uttar Pradesh News: CM Yogi to Transfer ₹1 Lakh to 2 Lakh PMAY-U Beneficiaries Today

A Landmark Day for Housing in Uttar Pradesh Uttar Pradesh is set to witness a significant step towards its 'Housing for All' vision today, as Chief Minister Yogi Adityanath will transfer the first installment of ₹1 lakh each to the bank accounts of 2 lakh beneficiaries under the Pradhan Mantri Awas Yojana-Urban (PMAY-U). This crucial financial aid aims to empower families to construct their own homes, marking a pivotal moment for thousands across the state. The grand event, scheduled to take place at the Indira Gandhi Pratishthan in Gomti Nagar, Lucknow, will also be graced by the presence of Union Minister for Housing and Urban Affairs, Manohar Lal Khattar, underscoring the collaborative efforts of central and state governments in addressing the housing needs of the populace.

Direct Benefit Transfer for Transparency and Efficiency

The disbursement of funds will be carried out through the Direct Benefit Transfer (DBT) mechanism,. Ensuring that the financial assistance reaches the beneficiaries' bank accounts directly and without any intermediaries. This method enhances transparency, reduces the scope for corruption, and ensures that the intended recipients receive their aid promptly. The PMAY-U scheme, specifically under the Beneficiary Led Construction (BLC) component, provides a total assistance of ₹2. 5 lakh to eligible individuals who wish to build a house on their own land. Of this total, the central government contributes ₹1. 5 lakh, and the state government provides ₹1 lakh. Today's transfer represents the state government's initial contribution, setting the foundation for the beneficiaries' housing dreams.

Understanding the PMAY-U (BLC) Scheme Structure

The Pradhan Mantri Awas Yojana-Urban (PMAY-U) under the Beneficiary Led Construction (BLC) component is designed to support economically weaker sections (EWS) in constructing their own homes. The total financial assistance of ₹2. 5 lakh is divided into contributions from both the Central and State governments. The Central government provides ₹1. 5 lakh, while the State government contributes ₹1 lakh. This total amount is typically disbursed in three installments, following a 40% + 40% + 20% pattern, linked to the progress of construction. Today's disbursement marks the release of the first installment, providing the initial capital required to commence construction activities.

Essential Guidelines for Home Construction

Beneficiaries receiving assistance under the PMAY-U scheme are required to adhere to specific construction guidelines to ensure the quality and habitability of their new homes. The house must have a minimum size of 30 square meters and a maximum of 45 square meters. It's mandatory for the dwelling to include at least two rooms, a kitchen, a toilet, and a washroom, ensuring basic amenities for a comfortable living environment. On top of that, the construction of the house is expected to be completed within a stipulated timeframe, typically ranging from 12 to 18 months from the date of receiving the first installment, encouraging timely completion of projects.

Prioritizing Vulnerable Sections of Society

The PMAY-U scheme places a strong emphasis on inclusivity and aims to uplift the most vulnerable sections of society. Preference in receiving benefits is given to several specific categories. These include widows, single women, and persons with disabilities, recognizing their unique challenges in securing adequate housing. Senior citizens, as well as individuals belonging to Scheduled Castes (SC), Scheduled Tribes (ST), and minority communities, are also prioritized. On top of that, beneficiaries of other government welfare schemes such as PM Svanidhi and PM Vishwakarma Yojana, along with Anganwadi. Workers and residents of slums, are given special consideration, ensuring that the scheme reaches those who need it most.

How to Check Your Application Status

For beneficiaries eager to track the progress of their application and the status of their installments, a streamlined online process has been established. Applicants can visit the official PMAY 2. 0 website and log in to their accounts. On the homepage, there will be a clear option labeled 'Track Application,' which they need to click. To proceed, users can choose to enter their Beneficiary Code, Aadhaar Number, or Mobile Number, while after selecting one of these options and inputting the relevant number along with the displayed captcha code, clicking 'Show' will reveal comprehensive details about their application and the current status of their installment, providing transparency and ease of access to information.

Key Eligibility Criteria for Beneficiaries

To ensure that the benefits of the Pradhan Mantri Awas Yojana-Urban. (PMAY-U) reach the truly deserving, specific eligibility criteria have been established. Applicants must belong to the Economically Weaker Section (EWS) category, signifying their financial need. A crucial condition is that the applicant or any member of their family should. Not have availed benefits from any other housing scheme in the past 20 years. Also, the family must not own a 'pakka' (pucca) house. Anywhere in India, emphasizing the scheme's focus on providing first-time housing. This benefit is exclusively extended to individuals who are building a house for the very first time, ensuring that the scheme addresses the fundamental housing deficit.

Empowering Families Towards a Brighter Future

The transfer of funds today by Chief Minister Yogi Adityanath is more than just a financial transaction; it represents a significant step towards empowering two lakh families in Uttar Pradesh to achieve their dream of owning a safe and secure home. This initiative not only provides shelter but also instills a sense of dignity and security, contributing to the overall well-being and socio-economic development of the beneficiaries. The government's commitment to transparent and efficient delivery of welfare schemes through DBT, coupled with a focus on vulnerable groups, reinforces its dedication to creating a more equitable society where every family has a place to call home.