The landscape of digital payments is evolving rapidly, making it possible for consumers to secure significant savings even on their routine small and large expenses. In a major development, leading digital services and payments company Paytm has joined forces with AU Small Finance Bank to introduce a special RuPay credit card to the market. This new and modern card has been officially named the Paytm AU SFB Credit Card. The most striking and appealing feature of this card is that it's completely lifetime free. This means customers don't have to pay any joining fees or annual charges to obtain or use this card. Nowadays, from small tea stalls to large showrooms, people extensively use UPI payments everywhere, while designed keeping this lifestyle and daily requirement of common people in mind, this card ensures that daily transactions don't burden the customer's wallet while offering remarkable benefits.
Lifetime Free Card and Exciting Rewards on UPI Payments
Typically, people hesitate to acquire credit cards because banks levy heavy annual fees on them. However, this new RuPay credit card from Paytm and AU Small Finance Bank eliminates such hassles entirely. The card is completely lifetime free, with zero joining fees and zero annual charges. In terms of benefits, this card stands out prominently. If you purchase grocery items or pay cab fares using Paytm UPI, you will earn reward points up to two percent on all such eligible spends. On top of that, if you book travel tickets via Paytm Travel or purchase digital gold through the Paytm platform, you will directly receive a bumper five percent reward. Yogesh Jain, Deputy CEO of AU Small Finance Bank, elaborated on these features, stating that apart from rewards on UPI payments, travel bookings, and gold purchases, exclusive facilities like family lounge access make this card Importantly more advantageous than ordinary credit cards available in the market.
First Time in India Free Airport Lounge Entry for Entire Family
The most unique characteristic of this credit card is its family airport lounge access facility. According to official company statements, this is the country's first credit card where the cardholder's entire family receives completely free entry into airport lounges. Until now, all existing credit cards in India permitted only the primary cardholder to access airport lounges. However, with this innovative Paytm AU SFB Credit Card, a total of four family members can enjoy free airport lounge access together. Families will receive this special facility when booking eligible round-trip flight tickets through the Paytm app, while cardholders will get the benefit of twelve free family lounge visits annually. The best part is that customers don't even need to display their physical plastic card at the airport; entry can be secured simply by scanning a QR code. An official Paytm spokesperson stated that when families travel together on holidays or trips, the associated benefits should also extend to the entire family. This partnership between the bank and Paytm fulfills this thoughtful philosophy while delivering massive savings on daily UPI spending.
Simplified Redemption of Reward Points for Gold and Shopping
It's often observed that redeeming reward points accumulated on credit cards can be quite cumbersome due to complicated terms. However, this new card simplifies the entire redemption process seamlessly. All the reward points accumulated in your card account can be directly utilized to purchase Paytm Gold. Under this scheme, the value of one reward point is maintained precisely equal to one rupee, while if a customer prefers not to buy gold, they've the alternative option to redeem these points for shopping vouchers across various popular brands. On top of that, these reward points can be easily utilized for routine mobile recharges or for paying utility bills such as electricity and water, thereby providing extra financial relief to customers.
Apply for the Card Instantly Online Through Your Mobile Phone
To acquire this lifetime free credit card, customers no longer need to visit bank branches or run after agents. You can conveniently apply for this card online in just a few minutes using your mobile phone. The application process is straightforward, while first, you need to open the Paytm app on your smartphone. Navigate to the search box within the app and type Credit Card. Subsequently, the Get Credit Card option will appear on your screen, which you need to tap, while a comprehensive list of various cards will then appear, from which you must select the Paytm AU SFB Credit Card. Following that, press the Apply Now button and fill in all necessary personal and financial details in the form. Finally, you will need to complete your KYC verification directly through your mobile phone, while once your application form is successfully submitted, you can track the status and delivery timeline of your new credit card directly on the Paytm app.