- India,
- 28-Jan-2026 08:51 AM IST
Working as a Probationary Officer (PO) in the State Bank of India (SBI) is a dream for millions of aspirants. Recently, a female bank officer took to social media to reveal her in-hand salary, leaving many netizens shocked and inspired. Shweta Uppal, the officer in question, disclosed that after just 2. 5 years of service, her monthly income has crossed the 1 lakh mark.
The Viral Salary Disclosure
Shweta Uppal, who goes by the handle @bankerstrick on Instagram, shared a video detailing her earnings. She cleared the IBPS PO exam in 2022 and joined SBI. Her post has since gone viral, garnering over a million views and sparking intense discussions about the perks of a banking career in India.
Breaking Down the Numbers
According to Shweta, her monthly in-hand salary stands at approximately ₹95,000, while however, the benefits don't stop there. She also receives a lease rental of ₹18,500 and other allowances totaling around ₹11,000. When combined, her total monthly take-home exceeds ₹1. 20 lakh. She clarified that this figure is the result of 2. 5 years of service and five specific increments.
The Secret Behind the Rapid Hike
Many users were curious about how a PO could earn such a high amount in a short span. Shweta explained that her salary includes two standard annual increments. Also, she cleared the JAIIB and CAIIB professional exams, which granted her three additional increments. This strategic move Importantly boosted her pay scale compared to a standard entry-level officer.
Understanding JAIIB and CAIIB
JAIIB (Junior Associate of Indian Institute of Bankers) and CAIIB (Certified Associate of Indian Institute of Bankers) are professional certifications conducted by the IIBF. These exams are designed specifically for banking professionals to enhance their technical knowledge. Most public sector banks, including SBI, offer salary hikes to employees who successfully clear these certifications, making them highly sought after by ambitious bankers.
The Role of an SBI PO
A Probationary Officer at SBI holds an entry-level management position. The role involves rigorous training across various banking departments. Responsibilities include customer service, loan processing, supervising staff, ensuring regulatory compliance, and promoting bank products. SBI POs often get the chance to work in diverse fields such as Personal Banking, Rural Banking, Credit, and even Foreign Exchange.
Inspiration for Aspirants
While some social media users pointed out the high-pressure environment and long working hours associated with banking, the majority viewed Shweta's disclosure as a motivation. The combination of job security, a prestigious position, and a lucrative salary package continues to make the SBI PO exam one of the most competitive and rewarding career paths in the country.
