UPI123Pay / Now mobile recharge and money transfer will happen even without internet keypad, RBI brought this feature

Now mobile recharge will happen even without internet. Not only this, from money transfer to fastag and many types of bills, now you can also do without internet and without android phone. In fact, the Reserve Bank of India has launched a new UPI (Unified Payments Interface) based payment facility named 'UPI 123Pay' for feature phone users. This payment will be done in three phases. These three steps are - call, choose and pay. However, the mobile user will have to link his bank account with the mobile for this. You have to generate your UPI PIN through Debit Card.

Understand the payment process point wise-

• Feature phone users will first have to call the IVR number 08045163666.
• Many options will be given here. These options are money transfer, LPG gas refill, FASTag recharge, mobile recharge, EMI repayment and balance check.
• The user has to choose any one of the given options.
• Money transfer option has to be selected to send money.
• Now you have to select the number of the person to whom the money is to be sent in the contact list.
• After this, the amount and UPI PIN have to be entered. With this the transaction will be completed.
• Similarly, payment can be made to any shopkeeper.